Policies
If you are uncertain about scheduling an appointment, we recommend that you come in and meet us before making this important decision.
For more information and/or
a free Consultation appointment,
call us at (719) 687-6927
Journeys offers several payment options:
•Personal check
•Cash
•Credit card: Visa, MasterCard, Discover
Insurance
We accept many insurance plans only as out of network providers. We can provide you with a statement for reimbursement from your insurance company.
Services may be covered in full or in part by your health insurance or employee benefit plan. Please check your coverage carefully by asking the following questions:
- Do I have mental health benefits?
- What is my deductible and has it been met?
- How many sessions per calendar year does my plan cover?
- How much does my plan cover for an out-of-network provider?
- What is the coverage amount per therapy session?
- Is approval required from my primary care physician?
If you choose to use your insurance, please be aware that they may request information from us--e.g. diagnosis, dates of treatment and treatment notes. If this should occur, we will discuss it with you and get your written permission to release this information before doing so.
Feel free to talk to your therapist about the advantages and disadvantages of using whatever coverage you have.
Session Investment
We offer an array of services for which there are different fee structures. Please call for information regarding our rates.
(719) 687-6927
Sliding Scale available for those in need.
Why should I pay for my services instead of using my insurance?
-You want privacy. Whenever insurance is used, some information (such as your diagnosis) is available to the insurance company and, at times, to employers. Managed care companies often ask for detailed personal information about clients in order to make payment decisions. This judgmental review can undermine the sense of privacy necessary for effective psychotherapy. When clients pay for psychotherapy out of pocket, there is no loss of privacy to managed care companies, insurance companies or employers.
-You want to choose your own therapist. Many insurance companies limit the choice of therapists. Many clients prefer to choose their psychotherapist personally. Other clients may want to work with a therapist who was highly recommended but may not be on the insurance company preferred provider list.
-You want to choose the type and length of treatment. Managed care programs often limit the choice of therapy. While some interfere very little with the consumer's choice of type or length of therapy, others make many of the important treatment decisions; the length of treatment, the type of therapy, the use of medication and referral to self-help groups instead of professional services. Paying for your own therapy may be necessary in order to receive the type and length of treatment you choose and need.
-When managed care is responsible for payment, they have the power to influence your treatment. You don't want a managed care employee making judgments about you. A company employee evaluates your motivation, the severity of your problem, and your progress, and makes treatment recommendations. The therapist must take the company's recommendations into consideration or risk losing the contract to work with the company altogether.This is one of the reasons why we have decided to remain "out-of-network-providers". Many clients prefer paying for their own treatment to eliminate influence from an outsider.
-You don't want to be labeled 'sick.' Whenever insurance is used for therapy, the treatment must be 'medically necessary', which means that your therapist must give you a psychiatric diagnosis. When you pay directly, you may seek consultation from a mental health professional for any reason you choose. People seek therapy for a variety of reasons; for personal growth, for help coping with stressful life situations, and for marriage and family difficulties, as well as for chronic and serious psychological problems.
Read the article below for more information
Is Privacy Necessary in Psychotherapy?
